Do you worry about someone suing you or facing litigation for the impact you, your home, your business, or your pets have on others around you? In the US, over 100 million lawsuits are filed each year, and on average, a person is sued approximately 0.15 times per year.
And while this figure does seem incredibly low, there is always the risk of something going wrong and causing harm to others, whether intentionally or unintentionally.
To avoid being sued, especially given that lawsuits can arise from even the most frivolous and absurd reasons, it’s essential to protect yourself and your family from these types of proceedings and avoid being on the wrong end of a lawsuit.
Let’s Explore Effective Tips to Avoid Being Sued
1. Install Cameras
You can actually install cameras for various areas of your life. You can have a dash cam with both front- and rear-facing capabilities in your vehicle. You can have cameras both around the outside of your property and internally. The presence of these cameras can not only help to deter manufactured or false claims of harm or damage to persons or property but also give you peace of mind that if the worst did happen, you have video evidence to help back up your claims or refute the claimant’s story if required.
This is especially important when discussing premise liability, as you can be sued for injuries that occur on your property, even if the person is trespassing, in some states.
2. Maintain A Good State of Repair
If you frequently have guests over at your home, host parties, or ever run a business from your home, you need to ensure you recognize the ways a person can be harmed. This involves repairing broken appliances and lighting, installing safety features in hard-to-access areas, addressing uneven flooring, and mitigating risks associated with the construction of the building or ongoing for visitors. The less there is for people to hurt themselves, the lower the chances of people trying to sue you for being negligent.
3. Have Proper Insurance
You can be sued for any reason, from emotional distress to dog bites, accidents, injuries, and so much more. People are becoming increasingly creative when it comes to thinking up lawsuits, and sometimes, even the most absurd-sounding ones hold up in court. This is precisely where good insurance can help you avoid being sued or at least mitigate the financial impact.
If you have the right type and level of coverage, whether for your vehicle, home, pet, or the land you own, as well as business coverage if you operate a business from home, you will have help and support for any payouts resulting from a claim.
4. Avoid Actions That Land You In Legal Hot Water
One of the best ways to protect yourself from lawsuits is to avoid risky actions. This means staying out of others’ drama unless it directly involves you, not making promises you can’t keep, and educating your family about the legal implications of their actions. If you have pets, it’s essential to train them and implement measures to prevent them from causing a nuisance that could lead to a lawsuit, too. The more you do your due diligence, the better your chances of avoiding being sued are.
